Crown Capital Community Land Trust
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Housing Programs
First-time homebuyer assistance and affordable housing options
Financial Literacy
Budgeting, credit repair, and money management education
Workforce Development
Job training and career advancement opportunities
Community Impact Dashboard
Future projections with community participation as we build Crown Capital Community Land Trust together
What is a Community Land Trust?
Crown Capital Financial Development CLT Inc. combines Community Land Trust development with comprehensive financial literacy and workforce development programs, creating a holistic ecosystem for community empowerment in Columbia, South Carolina.
How CLTs Work
1 Land Ownership
CLT owns the land permanently
2 Home Ownership
Residents own their homes and buildings
3 Shared Equity
Equity gains are shared with community
4 Perpetual Affordability
Homes remain affordable for future generations
Affordable Housing
CLTs keep housing permanently affordable by removing land costs from the equation and limiting resale prices.
Community Control
Residents have a democratic voice in decisions affecting their community through CLT governance structures.
Wealth Building
Homeowners build equity while ensuring future families can also achieve homeownership.
Crown Capital Financial Development Programs
Comprehensive community empowerment through financial literacy, workforce development, and affordable housing solutions
Financial Literacy Education
Comprehensive workshops for youth and adults covering budgeting, credit, savings, and investment strategies delivered in parks, schools, and libraries.
- Youth and adult programs
- Community-based delivery
- Practical financial skills
Workforce Development
Entrepreneurial training for high school students and young professionals, plus rehabilitation integration programs for sustainable career pathways.
- Entrepreneurial training
- Rehabilitation integration
- Career pathway support
Community Land Trust Access
Pathways to affordable homeownership through CLT development with ongoing stewardship and community-controlled governance.
- Affordable homeownership
- Community governance
- Ongoing stewardship
The CLT Development Process
From community organizing to homeownership - here's how CLTs are created and operated
Community Organizing
Residents and community organizations come together to identify housing needs and explore CLT solutions.
Key Activities:
• Community meetings and education sessions
• Needs assessment and feasibility studies
• Stakeholder engagement and partnership building
Legal Formation
Establishing the CLT as a legal entity with appropriate governance structures and bylaws.
Key Activities:
• Incorporation as nonprofit organization
• Development of bylaws and governance policies
• Board formation with community representation
Land Acquisition
Securing land through purchase, donation, or public land transfer to begin development.
Key Activities:
• Site identification and evaluation
• Funding and financing arrangement
• Due diligence and closing process
Development & Sales
Building affordable homes and selling them to income-qualified families through ground lease agreements.
Key Activities:
• Construction or rehabilitation of housing
• Homebuyer education and qualification
• Ground lease agreements and home sales
Community Development Corporations
CDCs are locally-controlled, nonprofit organizations that develop affordable housing and create economic opportunities in distressed communities.
Community Development
CDCs focus on comprehensive neighborhood revitalization through housing, economic development, and community services.
Resident-Led Governance
Community members have direct input in planning and decision-making for their neighborhoods.
Economic Empowerment
CDCs create jobs, support local businesses, and provide financial literacy programs.
Place-Based Solutions
Focused on specific geographic areas to maximize community impact and resources.
Community Development Financial Institutions
CDFIs provide financial services and capital to underserved communities and populations that lack access to traditional banking.
Microloans
Small business loans to entrepreneurs who can't access traditional banking.
Affordable Housing Finance
Mortgages and construction loans for affordable housing projects.
Financial Services
Banking services in underserved communities including checking and savings accounts.
Technical Assistance
Business development support and financial counseling services.
Political Education
Empowering communities through political education and civic engagement to create lasting change.
Policy Analysis
Understanding how housing, economic, and social policies affect communities.
Community Organizing
Building collective power to advocate for community needs and priorities.
Electoral Engagement
Participating in elections and candidate forums that impact community development.
Advocacy Training
Learning to effectively communicate with elected officials and policymakers.
Community Impact Dashboard
Future projections with community participation as we build Crown Capital Community Land Trust together
Success Stories
Real families and communities transformed by Community Land Trusts
The Johnson Family
Homeowners since 2019
"The CLT made homeownership possible for our family. We thought we'd never be able to afford a home in our neighborhood, but the CLT helped us achieve our dream while staying in the community we love."
Purchase Price: $125,000
Monthly Payment: $950 (including land lease)
Maria Rodriguez
Community Leader & Homeowner
"Being part of the CLT board has given me a voice in our community's future. We're not just homeowners - we're community stewards building something that will last for generations."
Community Role: CLT Board Member
Years in CLT: 8 years
Support Our Community Mission
Help us build affordable housing and strengthen communities through Community Land Trusts
Community Impact | Family Support | Affordable Housing
Future Goal
Building our first CLT homes by 2027-2028
Growing Community
Building our founding member network
Development Phase
Transparent early-stage community building
Choose Your Support Level
$25
Community Supporter
$50
Housing Advocate
$100
CLT Champion
$250
Mission Partner
$500
Community Builder
$1000
Founding Sponsor
How Your Donation Helps
1 Community Development
Fund feasibility studies, community outreach, and founding member development programs.
2 Educational Programs
Support financial literacy, workforce development, and CLT education initiatives.
3 Infrastructure Building
Help establish the organizational framework for future affordable housing development.
4 Future Housing
Contribute to the land acquisition and development fund for CLT properties.
Resources & Downloads
CLT Starter Guide Video
Watch this comprehensive CLT starter guide video covering the fundamentals of Community Land Trusts.
Legal Templates
Comprehensive collection of legal documents and forms for Community Land Trusts.
CLT Annual Report 2023
Comprehensive annual report from CLT Future 2040 showcasing real CLT outcomes and community benefits.
CLT Starter Kit
Access Grounded Solutions' comprehensive CLT Start-up Hub with implementation checklists, model documents, and training resources.